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+260 765661247

Plot No. 11004, Alick Nkhata Road, Lusaka, Zambia, Lusaka 10101

"Unlock growth with convertible capital built for scalability"

WHy choose Malu capital?

We are a financial services provider, dedicated to helping you grow and succeed.

Flexible repayment options

salary deduction, mobile money, bank transfer, or cash

Fast approval & Disbursement

Same day for emergency loans. Cash Mbasela offers instant relief

Community focused

Our village banking model is there to help lift communities to success.

Become our client

When you become a Malu Capital client, you're not just getting a loan — you're gaining a financial partner who genuinely wants to see you succeed. From instant salary relief to village banking that lifts entire communities, every product we offer is built on trust, transparency, and a deep understanding of Zambian needs. So take that first step today. Join the thousands who have already discovered a better way to borrow, save, and grow — with Malu Capital by your side.

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Our finanacial solutions

Village Banking

A trusted community savings & lending system where 10-30 members save together, access low-interest loans, and share profits at the end of each cycle.

Salary Plus Loans (SPL)

Designed specifically for civil servants & government employees. A flexible loan combing salary advance with installment payments.

Cash Mbasela

Instant salary relief loan for those unexpected monthly shortfalls. Get quick cash in minutes, not days.